What insurance do I need when my teen gets their temps?

Your teen has probably been counting down the days until they start driving. As a parent, you may be excited, nervous, or even stressed. You may also wonder what that means for your auto policy. We often get calls from our clients asking if their teen driver needs to be added to their auto policy. The short answer is no – if they have their temporary drivers license they are covered under your current policy, as long they’re driving your vehicle with someone supervising that has a valid drivers license. However, when they do get their official drivers license you do have to put them on your policy as part of your agreement with the insurance company. You may see an increase in your rate when you add your teen on your policy. But don’t worry, this too shall pass.

Mosher & Associates isn’t just insurance. It’s insurance, personalized. With offices in Argyle, Evansville, Monroe, and New Glarus, our Team of Specialists is ready to provide you with the best coverage for your unique situation. Check out our Mosher Assessment Process (MAP) at mosherinsurance.com/map/ to see how we can help you. Answer a few simple questions and we’ll start you on the path to insurance, personalized.