Sound Policy: A tree from the neighbor's yard fell on our garage - Who is responsible?

Trees are great! They provide nice shade in the summer, and beautiful leaves in autumn. Kids spend their days climbing them, and is there anything better than relaxing in a hammock or tree swing? But what happens when your neighbor’s tree unexpectedly falls on your house? It’s not your tree, but it isn’t your neighbor’s house. 

Because it fell on your property YOU are responsible as a homeowner. There is a caveat to that though. If you suspect the tree is in danger of falling down and give your neighbor sufficient written notice, it could actually be your neighbor’s responsibility. As always check with your carrier how their coverage works.

Mosher & Associates isn’t just insurance. It’s insurance, personalized. With offices in Argyle, Evansville, Monroe, and New Glarus, our Team of Specialists is ready to provide you with the best coverage for your unique situation. Check out our Mosher Assessment Process (MAP) to see how we can help you. Answer a few simple questions and we’ll start you on the path to insurance, personalized.